Who is your partner? Are they cosmic or karmic? If you have a cosmic partner can you turn it into a karma? The answer is no. If you are Karmic partner can you turn it into a cosmic? Yes, you can and you should if that is what you have now. How can you tell which one you have? Well, it is pretty easy but here are some ways to determine which one you have.
If you are in love or love and are happy but have a lot of obstacles most likely you have a karmic relationship. If it is a cosmic one you really don't have any problems or obstacles. The obstacles can be anything that really prevents you from living as you want to with your partner.
This piece will work for you if you have a karmic relationship and end the debt. You will then move into a cosmic one free of the karma.