This piece is one that was created for us by Emir. He spends an awful lot of time in the Middle East. As such, he is constantly coming across the most bizarre kind of entities. This entity is a makara, but I cannot stop the description there because by definition, a makara is any creature that is half terrestrial and half sea creature. This particular makara, the one that is summoned by this piece, is half mermaid and half phoenix. They have equal ambitions driven to gain wealth for you. As an aquatic animal, the mermaid half of the mentality will swim to the furthest depths to find the most potent wealth energies to bring back to you. The phoenix mentality will fly to the highest of heights, even entering other astral realms - all just to bring you extreme wealth.
When using this piece, the makara will show up to you in its original form. All you have to do is wear the piece, nothing spectacular and no rituals involved. Wear the piece - feel the wealth. The end.